Highlight:
Title | Description |
---|---|
Additional Cover for Critical Illness | Optional |
Ambulance Expenses | 1% of SI, max. upto Rs.5000 |
Automatic Restoration of Sum Insured | 100% of SI |
Co-Payment | 20% for above 65 yrs |
Daily Hospitalization Allowance | By paying extra premium, Allowance of ` 1,000/ ` 3,000 per day (as per the plan opted Silver/Gold) |
Day Care Procedure Coverage | 150 procedures covered. |
Donor Expenses | Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for insured's use, are covered up to sum insured |
Free Health Checkup | On renewal : One coupon per individual policy and two coupons per Floater policy will be offered. |
ICU Daily Rent Limit | No Limit |
Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and upto sum insured of ?10 Lakhs |
Minimum Hospitalization Period | 24 Hrs |
No Claim Bonus | 10%, upto max.50% |
Non-Allopathic Treatments | Covered |
Nursing Allowance | Yes |
Post Hospitalization Expenses | 90 Days |
Pre-Existing Disease / Illness coverage | After 2 years. |
Pre-Hospitalization Expenses | 60 Days |
Room Rent Limit | No Limit |
Waiting Period for New Policy | 30 Days |
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