Highlight:
Title | Description |
---|---|
Additional Cover for Critical Illness | Optional |
Ambulance Expenses | Upto Rs.2000/3000 (as per Plan) |
Automatic Restoration of Sum Insured | Yes (Optional) |
Co-Payment | 10%/20% Co- pay (Optional) |
Daily Hospitalization Allowance | Yes, Optional |
Day Care Procedure Coverage | 144 procedures covered. |
Donor Expenses | Pays for medical expenses for an organ donor's treatment in the event of organ transplantation |
Free Health Checkup | Once after 4 claim free years |
ICU Daily Rent Limit | Covered |
Medical Screening | No Medical Check-up upto 45 years |
Minimum Hospitalization Period | 24 Hrs |
New Born Baby Cover | Optional |
No Claim Bonus | 5% bonus on Sum Insured for every claim-free year |
Non-Allopathic Treatments | Pays for medical expenses for in-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy |
Nursing Allowance | Covered |
Post Hospitalization Expenses | 90 days |
Pre-Existing Disease / Illness coverage | After 48 months |
Pre-Hospitalization Expenses | 60 days |
Room Rent Limit | No Sub-limits on any disease, room rent, hospital charges and doctor fees |
Waiting Period for New Policy | 30 Days |
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