Highlight:
Title | Description |
---|---|
Room Rent Limit | Up to Sum Insured |
ICU Daily Rent Limit | Up to Sum Insured |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 140 day care procedures |
Additional Cover for Critical Illness | NA |
Automatic Restoration of Sum Insured | NA |
Pre-Existing Disease / Illness coverage | 12 months – PED claim not payable, 13-24 months - 50% of PED claim, 25-36 months - 75% of PED claim, After 36 months - 100% of PED claim |
Waiting Period for New Policy | 12 months – PED claim not payable 13-24 months - 50% of PED claim 25-36 months - 75% of PED claim After 36 months - 100% of PED claim |
Co-Payment | NA |
Medical Screening | NA |
Free Health Checkup | Every 2 claim free years, Up to Sum Insured Limit 10 Lakh, INR 2,000 per individual subject to INR 5,000 per family, Above Sum Insured Limit 10 Lakh, INR 4,000 per individual subject to INR 10,000 per family |
Ambulance Expenses | Actual charges Covered |
Non-Allopathic Treatments | Ayurveda and Homeopathy - up to sum assured |
Daily Hospitalization Allowance | Up to Sum Insured 10 Lakh, INR 1,000 per day for 5 days per individual Above Sum Insured 10 Lakh, INR 2,000 per day for 5 days per individual |
Donor Expenses | Medical expenses, Pre & Post Hospitalisation expenses up to Sum Insured |
Attendant Allowance | Up to Sum Insured Limit 10 Lakh, INR 1,000 per day for 10 days per individual, Above Sum Insured Limit 10 Lakh, INR 2,000 per day for 10 days per individual |
No Claim Bonus | CB at 5% of Sum Insured Limit for each claim free year, In case of claim, CB to be reduced at 5% per year. |
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